18+
Gamble responsibly
Pokies
Cash/Money Theme
Relax Gaming
Released January 2019

Money Cart

Money Cart is a Wild West pokie from Relax Gaming, released in 2019. Most pokies make you work through a base game before you reach any bonus round; Money Cart skips that step entirely. There is no base game here.

RTP
98.00%
Return to player
Volatility
High
Max win
20,000 coins (hold-and-win)
Per the paytable
Money Cart
Relax Gaming
Bonus Game Respins
Free Spins
Pokie
Play for real money
18+ · AU players · licenced operators
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3.2 · Tested by

Overview

Money Cart is a Wild West pokie from Relax Gaming, released in 2019. Most pokies make you work through a base game before you reach any bonus round; Money Cart skips that step entirely. There is no base game here. Every round is the bonus game itself, a respin feature built around cash-value symbols and special characters that change those values.

I played Money Cart with real money at an online casino, and the first thing that struck me was how fast a round starts. The second was how heavily the outcome depends on which characters land, and in what order. The concept itself is simple, but the interactions between symbols add more depth than the short rounds first suggest.

The free Money Cart demo on WinPockets lets you see how the respins and character symbols behave before you think about playing for real money anywhere else.

How to Play Money Cart

The flow is shorter than a conventional pokie:

Each round is complete in itself, so there is no dead time between features. It felt quite different from a standard pokie, because you are not waiting for a bonus to trigger; you are watching one unfold from the very first spin.

Gameplay & Winning Combinations

Money Cart doesn’t use paylines or ways, so wins never come from lining up matching symbols. Your payout at the end of a round is simply the total of the values showing on the grid.

Cash-value symbols show a multiplier of your stake, and on their own they give a baseline return. The real swings come from the character symbols, which interact with the cash symbols and with one another. A round where a few modifiers land early and keep getting reactivated by later symbols can build up far more value than one where the respins run out quickly.

The grid can also grow during a round. When extra rows unlock, more positions open for symbols to land, and the character modifiers get more values to act on. For me, this link between grid space, respin resets and character placement decides how a round plays out, and it explains why results vary so much from round to round.

What Are the Money Cart Pokie Symbols and Their Values?

Money Cart doesn’t use a traditional set of high and low-paying picture symbols. Its symbols fall into two groups:

Cash symbol values change from round to round, so the game’s info panel is the best place to check the current ranges for your stake. There’s no Wild or Scatter in the usual sense, since there are no paylines to complete and no base game to trigger a feature from.

How Do the Free Spins and Bonus Features Work?

Money Cart has no conventional Free Spins feature. The entire game is built around one bonus feature, a respin round running on the mechanics below.

Bonus Game Respins

The reset mechanic is simple, but it drives the whole game. Long rounds and short rounds feel very different, and this reset is what decides which one you get.

Character Modifiers

What stood out to me was the order in which characters land. A Payer that lands before a Collector adds value the Collector can then pick up, so the same set of characters can produce very different totals depending on the sequence. Watching that sequence unfold is the closest thing to a puzzle here, even though you make no decisions once a round starts.

Row Unlocking

What Is the RTP and Volatility of the Money Cart Slot?

Relax Gaming offers Money Cart with several different RTP settings, and which version you get depends on the casino. Check the game’s info or rules panel to see the RTP of the version in front of you.

Money Cart is a high volatility pokie. Every round costs the full stake and pays out whatever the grid is worth once the respins run out, so returns are uneven from one round to the next. Many rounds end with small totals; the larger results depend on several modifiers stacking up within a single round.

RTP is a theoretical figure worked out over a very large number of rounds, so it says nothing about what happens in any single session. Volatility describes how spread out results are, not when a big round is due.

What Is the Max Win on Money Cart?

The maximum win depends on how far the grid expands and how the character symbols combine within a single round. You’ll find the exact cap listed in the game’s rules panel at whichever casino you play at.

Reaching the top end in practice takes an unusual chain of events, several row unlocks, a long run of respin resets and well-placed Collectors, Payers and Snipers. I’d treat the maximum as a rare outcome, not something to plan a session around.

What Are the Theme, Graphics & Sound of Money Cart?

The setting is a frontier mining town, with the grid framed like an old wooden mine cart display. The characters look like Wild West figures, and each one’s role is easy to recognise; the Sniper looks the part, and the Collector’s job is obvious from the way values move towards it.

The layout is easy to read. Cash values are printed clearly on each symbol, and the respin counter is simple to track. I liked how the animations show where values are heading when a modifier fires, whether that’s a Collector drawing values in or a Sniper targeting specific positions, so the maths never feels hidden.

The soundtrack uses twangy Western guitar, with sound effects that build as modifiers go off. It suits the theme without drowning out what is happening on the grid.

Play Money Cart Free on Mobile

The free Money Cart demo runs in your mobile browser, so you don’t need to download anything. The grid-based layout suits a portrait phone screen, and the stake and start controls work with simple taps.

The demo is a good way to learn what each character symbol does and how the respin reset feels, all using virtual credits. Virtual winnings can’t be withdrawn, and demo results don’t reflect what you’d see with real money.

Our Verdict

Relax Gaming stripped out the base game entirely and built the whole pokie around one respin feature. The character modifiers add enough variety to keep that single feature interesting, and the way a Payer, Collector and Sniper interact, depending on the order they land, is the most interesting part of the design.

That same approach is also its biggest weakness. With no base game and high volatility, every round costs the full stake, and many rounds end with modest totals. That can feel harsh if you’re used to pokies where small base-game wins keep the balance ticking over, and there are no decisions to make once a round starts.

Money Cart suits players who enjoy hold-and-respin mechanics and don’t mind uneven returns from round to round. If you prefer longer, steadier sessions, a conventional pokie will likely suit you better. Either way, the free demo is the best place to check whether the character-driven respins appeal to you.

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Game specs

Provider
Relax Gaming
Released
November 2021
Grid
5 x 4
Pay mechanic
Hold-and-win (no fixed paylines)
RTP
98.00%
Volatility
High
Max win
20,000 coins (hold-and-win)
Min bet (AU)
AU$0.10
Max bet (AU)
AU$500
Bonus buy
No
Mobile
Yes — mobile browser
AU availability
Varies by casino — check lobby

How to play

The flow is shorter than a conventional pokie:

Every round
3 respins, reset to 3 each time a new symbol lands
Character symbol lands
Values on the grid are collected, added, multiplied or restored
Row unlock symbol lands
An extra row opens, expanding the grid

Symbols & paytable

Exact symbol values are shown in the in-game paytable.

Symbol
5×
4×
3×
CS
Cash symbol
×
×
×
COL
Collector
×
×
×
PAY
Payer
×
×
×
SNI
Sniper
×
×
×
NEC
Necromancer
×
×
×
RUS
Row unlock symbol
×
×
×

Bonus features

Bonus Game Respins — the main bonus

The reset mechanic is simple, but it drives the whole game. Long rounds and short rounds feel very different, and this reset is what decides which one you get.

Bonus Game Respins
3 respins, reset to 3 each time a new symbol lands
Character Modifiers
Values on the grid are collected, added, multiplied or restored
Row Unlocking
An extra row opens, expanding the grid

Character Modifiers: character symbol lands → values on the grid are collected, added, multiplied or restored; Row Unlocking: row unlock symbol lands → an extra row opens, expanding the grid

✓
What works
+Solid 98.00% RTP
+Bonus Game Respins gives the game its lift
+Big 20,000 coins (hold-and-win) win ceiling
+Low AU$0.10 minimum bet
✕
What doesn't
−High volatility — expect dry spells
−No Bonus Buy option
−Base game can feel repetitive between features
Expert verdict

Relax Gaming stripped out the base game entirely and built the whole pokie around one respin feature. The character modifiers add enough variety to keep that single feature interesting, and the way a Payer, Collector and Sniper interact, depending on the order they land, is the most interesting part of the design.

That same approach is also its biggest weakness. With no base game and high volatility, every round costs the full stake, and many rounds end with modest totals. That can feel harsh if you’re used to pokies where small base-game wins keep the balance ticking over, and there are no decisions to make once a round starts.

Money Cart suits players who enjoy hold-and-respin mechanics and don’t mind uneven returns from round to round. If you prefer longer, steadier sessions, a conventional pokie will likely suit you better. Either way, the free demo is the best place to check whether the character-driven respins appeal to you.

FAQ

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